alipack
  • Female
  • Port Jefferson Station, NY
  • United States
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alipack's Discussions

Insurance Coverage for wigs

Started this discussion. Last reply by George 1 hour ago. 8 Replies

Hello,I am looking for advice on insurance coverage for wigs.  My daugther is 16 and has had alopecia for 13 years.  My insurance company only gave me $1500.00 for a lifetime.  I am very frustrated…Continue

 

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George replied to alipack's discussion Insurance Coverage for wigs
"In Connecticut a few years ago, I got only about $350. That was the amount they had to give, as I guess that’s what an off the shelf wig costs. i was kind of happy to get that, to be honest. My dermatologist (who I knew socially before he…"
1 hour ago
MJ Wrick replied to alipack's discussion Insurance Coverage for wigs
"I have an HRA through my husband's union that can reimburse for my "hair" (I wear synthetic & usually get @ 6mos of daily wear from them). As long as you have a written diagnosis, an physicians order for a cranial prosthesis, you…"
Jan 8
SabineTawni replied to alipack's discussion Insurance Coverage for wigs
""Cosmetic"???  Insurance companies have always governed cosmetic problems if they were due to illness, disease, injury, accident or birth defects.  Also, several years ago my insurance company refused coverage for a wig because…"
Jan 3
ChiTi2017 replied to alipack's discussion Insurance Coverage for wigs
"We're a NYC based provider for units, I am a bit unclear on the 1500 for lifetime; your daughter would need an ongoing allowance as long as you have a prescription and refferal for a " In netowrk" provder you should be have more…"
Jan 2
alipack replied to alipack's discussion Insurance Coverage for wigs
"Hi, Thank you so much for the reply and information. The Empire Plan has a policy regarding a $1,500 lifetime benefit cap when hair loss is long term and due to a medical condition. The letter they sent me notes that the Affordable Care Act…"
Jan 2
Jazla Wigs replied to alipack's discussion Insurance Coverage for wigs
"Yes, a HSA is a type of savings plan. The nice thing is that the money isn't taxed so it gives you more money to work with.  It comes directly out of your paycheck.   I'm wondering if it is the way the prescription was…"
Jan 2
alipack replied to alipack's discussion Insurance Coverage for wigs
"Thank you for your response!  I have gotten a prescription before so that's not a problem.  It's just that my health insurance plans refuses to give me any assistance since they believe this is "cosmetic". …"
Jan 2
Jazla Wigs replied to alipack's discussion Insurance Coverage for wigs
"Hi Alipack,  Have you considered using a HSA (Health Savings Account) for coverage?  You might get better coverage since the benefits accrue yearly and can be used for  unreimbursed medical expenses.  The HR department at your…"
Jan 1
alipack posted a discussion

Insurance Coverage for wigs

Hello,I am looking for advice on insurance coverage for wigs.  My daugther is 16 and has had alopecia for 13 years.  My insurance company only gave me $1500.00 for a lifetime.  I am very frustrated with the fact that insurance companies don't help children and adults with the cost of wigs.  Has anyone fought for coverage and won? If yes, any advice you have would be grealy appreciated.  I live in New York. Thank you!See More
Jan 1
alipack is now a member of Alopecia World
May 27, 2015

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Relationship Status:
Married
About Me:
My daugther has alopecia - she is 13 years old.
Do you have alopecia?
Parent or guardian of child with alopecia
Are you age 18 or older?
Yes - I am 18 or older

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